Personal Finance Software from MyBusinessKit.com isn't a software program at all; it is a spoof of Microsoft Excel.

MyBusinessKit.com simply created some formulas in Microsoft Excel to help you with your finances and then charges $19.95.

Microsoft Excel is required to use this program

Personal Finance Software doesn't include any investment or tax options.

The creator did write some formulas in Excel to calculate retirement and loans—if you have Microsoft Excel you can create these formulas yourself.

The bottom line—don't waste your money; buy a quality personal finance software package.