Ads
TopTenREVIEWS - Gold Award - Awarded for excellence in design, usability and feature set

Because AceMoney is such versatile personal finance software, it is ideal for users of all financial stages. AceMoney personal finance software is easy for anyone to install and use, making it a simple and convenient tool for optimizing your personal finances. It also provides you with the necessary information to achieve your financial goals. For example it has information about how to create a budget and manage investment accounts. It also includes different types of loan calculators. That is why it has earned its spot as our TopTenREVIEWS Gold Award winner.

One of our favorite aspects of AceMoney is the upgrade guarantee. Most personal finance software on the market comes with the ability to upgrade when a newer version comes out. However, the upgrades usually cost something. With AceMoney personal finance software, there is a one-time software license purchase fee and every upgrade after that is free.

Ease of Use
Compare
10/10
AceMoney
Quicken Starter Edition
YNAB
Moneydance
BankTree Personal
RichOrPoor
iCash
Budget Express
PiggyBob Premium
10
10
10
8.1
8.8
8.1
6.3
5
3.8

AceMoney personal finance software is easy to install and use. Because the different options are in menu-type format as well as icons on the top of the screen, it's simple to figure out what you need to do to access your portfolio, schedule bills and deposits, or run reports. This personal finance software also supports importing data in a large number of formats, including CSV, QIF, OFX, OFC, QFX and XML.

Banking & Bills
Compare
10/10
AceMoney
Quicken Starter Edition
YNAB
Moneydance
BankTree Personal
RichOrPoor
iCash
Budget Express
PiggyBob Premium
10
10
10
7.5
7.5
8.1
3.8
3.8
3.8

AceMoney personal financial software offers features that help you to reconcile accounts and do your banking online. When you first log into this personal financial software you will see a snapshot view of your bank accounts, cash, credit card accounts and investment accounts. This snapshot view also shows you the balances on each account. This gives you a good idea of where you are standing financially at a quick glance.

When it comes to adding new bank information to this personal financial software, it is as simple as hitting a button and entering information such as your bank name, account number and current balance. You also have the option to download this information from the websites of each of your financial institutions. Once your accounts are set up, viewing details about your finances is simple. Each account is also a hyperlink, which allows you to view all actions that have taken place on that account for the period you choose.

Reporting
Compare
10/10
AceMoney
Quicken Starter Edition
YNAB
Moneydance
BankTree Personal
RichOrPoor
iCash
Budget Express
PiggyBob Premium
10
9.4
10
8.1
9.4
7.5
5
2.5
3.1

AceMoney personal financial software has several different reports available, making it possible for you to review the status and progress of your finances, so you can make necessary adjustments in order to achieve your financial goals. You have the opportunity to view your spending habits by categories as well as subcategories, spending by payees and cash flow reports and spending by accounts. There is also an investment report that lets you view your investment history, stock symbols, current prices, counts, purchase values and dividends.

You also have the option to create other reports by choosing different filtering options, which include filter by date, by payee and by account. This allows you to see exactly which transactions you are looking for without having to sort through several transactions. You also have the option of including transfers and viewing subtotals in these reports.

When it comes to your finances, you need to know exactly where you are. This personal financial software also comes with several financial calculators. These include calculators for loans and mortgages. By having the ability to view what a loan will do to you financially, it may be easier for you to make the decision to go with that new home loan or to put if off a little while longer.

Archiving & Security
Compare
10/10
AceMoney
Quicken Starter Edition
YNAB
Moneydance
BankTree Personal
RichOrPoor
iCash
Budget Express
PiggyBob Premium
10
10
9.4
10
8.8
8.8
6.3
5
2.5

To ensure that your personal finances are safe and secure, this application offers scheduled backups. You can also restore and archive your data. All of the data is password protected.

Tax Options
Compare
8.8/10
AceMoney
Quicken Starter Edition
YNAB
Moneydance
BankTree Personal
RichOrPoor
iCash
Budget Express
PiggyBob Premium
8.8
10
2.5
5
5
5
2.5
2.5
2.5

AceMoney personal financial software exports to several different formats, making it easier to import into your current tax application. However, if you find that your tax software does not support any of these available formats, you still have the option of manually entering your data. This personal finance software also allows you to mark your transactions with such tags as deductible, work related and personal. You can also use these tags in any combination, allowing yourself the chance see which items are deductible on your taxes.

Personal Investing
Compare
7.5/10
AceMoney
Quicken Starter Edition
YNAB
Moneydance
BankTree Personal
RichOrPoor
iCash
Budget Express
PiggyBob Premium
7.5
2.5
8.1
3.8
5
2.5
2.5
4.4

AceMoney personal financial software comes with a portfolio manager to help you make wise investment choices with the money you have. This application will walk you through importing your current investment account data and downloading stock quotes. Having this information can help you to see where you are currently sitting financially and help you to make better financial decisions for the future.

Help & Support
Compare
8.8/10
AceMoney
Quicken Starter Edition
YNAB
Moneydance
BankTree Personal
RichOrPoor
iCash
Budget Express
PiggyBob Premium
8.8
10
10
8.1
8.8
8.1
8.1
6.3
4.4

MechCAD offers an email form for customers with pressing questions about AceMoney personal finance software. However, this personal finance software also offers many other options when it comes to help and support. There is a Yahoo Chat group that offers an area for users to discuss issues and solutions. It is also a great place to visit when you are looking for feedback when it comes to personal finances. You can also find AceMoney on Facebook.

In addition, this personal finance software offers an online manual and tutorials that help to explain how the program works. They also offer a knowledgebase that is full of questions and answers that other users have come across. In addition, we found a list of FAQs that were quite helpful.

AceMoney Summary:
9.5/10

When it comes to keeping track of your finances, AceMoney personal finance software is easy to navigate and offers several important features such as the ability to manage your mortgage, view your spending habits and see your current cash flow. Having these options will help you get a full picture of your personal finances and help you arrive at your long-term goals.

By
 
 
 

AceMoney 4.35.1

Pros
AceMoney offers several financial calculators, including one for loans.

Cons
It does not come with telephone support.

The Verdict
: 9.5/10

This product is for those who are serious about reaching their financial goals.