Personal Finance Software Review

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More and more people have taken control of managing their finances in recent years, with the help of personal finance software. A good software program, combined with dependable advice, can help you get on good financial footing.

Of course, you could just grab a pen and paper, and keep track of your finances the old-fashioned way. But with personal financial software, you get a clearer picture of where your money is going, where it is now and where it has been. Good software makes this information easy to understand, presenting it in graphs and reports. For those looking to plan their financial futures, these reports are priceless. Personal financial software makes it easy to accomplish various tasks: You can manage your portfolio and 401k, pay your bills, and bank online by trading bonds, mutual funds and stocks. With this software, you'll receive current tax articles, real-time stock reports and other information to help you make good financial choices and wisely direct your money. Financial software also collects your information so that you can easily plug it into tax software come tax season.

In this site, you'll find articles related to personal finance software as well as reviews to help you make an informed decision on which software is right for you. Take a look at our top rated products: AceMoney, which offers several financial calculators, Quicken Starter Edition, which has good tax integration, and YNAB, which provides colorful, easy-to-read graphs.

What to Look For: Personal Finance Software

The most useful personal finance software will give you plenty of user-friendly features, so you can manage all parts of your finances, including your accounts, investments, future plans and taxes. Your software should come with current information on tax laws and stock reviews to help you make informed decisions. Read more below about the criteria Top Ten Reviews used to rank the best personal finance software below.

Ease of Use
As with all software, you want your personal finance software to be easy to use. It should be simple to track transitions, set up accounts and see detailed reports. AceMoney, for example, provides a menu as well as icons to facilitate navigation. The ability to import data from various formats also contributes to ease of use.

Banking & Bills
Personal finance software should come with a number of banking tools. To make wise money decisions, you need access to online banking, a bill-pay service and tools that you can use to import all account data from your bank, including transactions. With the best personal finance software, you can manage your savings and checking accounts, in addition to your loan, credit card and mortgage accounts.

Reporting
Your financial reports ideally contain valuable information from months and even years of money management. The best personal finance software supports pie charts and line graphs to illustrate cash flow, personal investing and additional transactions. With this information, you can see where your money is going — essential information when you need to decide where to cut back in order to save.

Help & Support
To make sure you can use your finance software to its full potential and work through any problems, the software should come with good customer support. To ensure all of your questions are answered in a timely manner, look for programs with an online user manual, customer forum, email support system and a help section.

Archiving & Security
Since your finance software will deal with sensitive personal information, it should offer good security. You will use your account numbers, personal information and other bank information to set up and manage accounts within the personal finance software. The best products let you archive and restore your data and all of the data is protected behind a password.

Personal Investing
Look for a personal finance software that provides you with the tools to manage stocks, bonds, mutual funds and 401K accounts. Personal investment options within the software will also allow you to plan for retirement, home purchases, how to manage collage expenses, debt relief and other financial goals.

Tax Options
As you manage your finances, you might also want to take care of your taxes. Some personal finance software makes this easy, exporting all of your financial information into tax software. Your personal finance program can help you find missed deductions, and estimate your tax withholdings and capital gains.

Personal finance software can help you more easily take control of your money matters. With the right software, you can manage your finances, stop money leaks, make better investments and ultimately increase your personal net worth. Choose the best personal finance software for your needs, and it will help make your hard-earned money work harder for you.

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Software » Finance & Accounting » Personal Finance Software Review
2014
BEST
Personal Finance Software Review
Product Comparisons
Ratings
Compare our ratings for Personal Finance Software Review

Overall Rating

Ease of Use

Banking & Bills

Reporting

Archiving & Security

Tax Options

Personal Investing

Help & Support

9.50
8.88
8.45
7.88
7.75
7.73
7.45
4.95
3.88
3.50
10.00
10.00
10.00
8.13
8.75
9.38
8.13
6.25
5.00
3.75
10.00
10.00
10.00
7.50
7.50
8.00
8.13
3.75
3.75
3.75
10.00
9.38
10.00
8.13
9.38
8.13
7.50
5.00
2.50
3.13
10.00
10.00
9.38
10.00
8.75
10.00
8.75
6.25
5.00
2.50
8.75
10.00
2.50
5.00
5.00
5.00
5.00
2.50
2.50
2.50
7.50
0.00
2.50
8.13
3.75
3.75
5.00
2.50
2.50
4.38
8.75
10.00
10.00
8.13
8.75
7.50
8.13
8.13
6.25
4.38
Compare Product Features
We do the research so you don't have to.
Banking & Bills
Categorize and Track Spending
Import Account Data
Budget Expenses
Manage Credit Card
Manage Mortgage
Standardize Payee Names
Split Bills & Expenses
Bill Pay Service
Connect to Bank & Credit Unions
Online Banking
Manage Investment Account
Exhange Rates
Reporting
Cash Flow Reports
Net Worth/Balance Reports
Export to QIF
Export to PDF
Export to Excel
Export to CSV
Tax Reports
Personal Investing Reports
Financial Calculators
Mortgage Calculator
Refinance Calculator
Loan Calculator
Archiving & Security
Backup & Restore Data
Archive Data
Password Protection
Tax Options
Other tax options
Export to tax program
Personal Investing
Portfolio Manager
Download Stock Quotes
Displays Stock History
401K Manager
Import Investment Account Data
Help & Support
Online Manual
Email Support
FAQs
Tutorials
Community Forums
Live Chat Support
Phone Support
Supported Configurations
Windows 8
Windows 7
Windows Vista
Windows XP
Macintosh