Why Personal Finance Software?

Managing your money can be an overwhelming and discouraging chore, but through personal finance software, your finances can be organized and you can look to the future with the security of knowing you'll have enough money to take care of the necessities of life.

Through personal finance software you can bank online, utilizing transactions, deposits and online bill pay, manage your portfolio and 401K by trading stocks, mutual funds and bonds, receive real-time stock reports, current tax articles and other information so you can wisely direct your money and make good financial choices. Then easily export your data to tax software to get the most out of taxes.

Personal financial software can provide reports and graphs, giving you a clear illustration of where your money has been, where it is and where it's going. These reports are priceless when planning your financial future.

In this site, you'll find articles and comprehensive reviews on personal finance software to help you make an informed decision on which software is right for you. At TopTenREVIEWS, we do the research so you don't have to.™

What to Look for in Personal Finance Software

Ideal personal finance software provides ample user-friendly features that allow you to manage every aspect of your finances including your accounts, investments, future plans and taxes. The software should also provide current information on tax laws and stock reviews so you can make informed decisions. Below are the criteria TopTenREVIEWS used to evaluate personal finance software.

  • Ease of Use/Installation – Personal finance software that offers intuitive navigation, user-friendly features and is easy to install ranked higher in our reviews.
  • Banking/Bills – Personal finance software should include features in the area of online banking, including: electronic payments, account transactions, account reconciliation, the ability to write and print checks and the ability to exchange currencies, that make banking from your PC convenient.
  • Personal Investing – Personal finance software that offers an investment feature used to get stock quotes and manage your mutual funds, stocks, bonds and 401K, so you can take care of all your investing needs.
  • Financial Planning – Personal finance software that allows you to plan your retirement, purchases, taxes, lifetime events, home purchases, debt relief and other financial goals and money management concerns and provide financial calculators to help you estimate costs, plan collage expenses, savings, taxes and so on.
  • Tax Options – Some personal finance software can export all of your financial information into tax software and help you find missed deductions and estimate your tax withholdings and capital gains.
  • Reporting – Personal finance software that provides reports and summaries of your finances so you can plan your cash flow and invest more wisely.
Through personal finance software, you can manage your finances conveniently and stress free, stop money leaks, make better investments and increase your personal net worth. In short, with personal finance software you can make your hard-earned money work harder for you.

 
TopTenREVIEWS
Become A Reviewer
Personal Finance Software Main Image
 

Personal Finance Software Review 

Personal Finance Software—Take Control of Your Money

Personal finance software can turn a dwindling bank account into a prosperous gold mine and become your most valuable asset. Budget, invest and strategize in the comfort of your home office.

Rank #1#2#3#4#5#6#7#8#9#10
Excellent score   Excellent
Very good score   Very Good
Good score   Good
Fair score   Fair
Poor score   Poor
Quicken Starter Edition Moneydance AceMoney BankTree Personal RichOrPoor Budget Express Account Xpress iCash Home Bookkeeping 3clickBudget
Quicken Starter Edition Moneydance AceMoney BankTree Personal RichOrPoor Budget Express Account Xpress iCash Home Bookkeeping 3clickBudget
Reviewer Comments Read Review
Read Review
Read Review
Read Review
Read Review
Read Review
Read Review
Read Review
Read Review
Read Review
Lowest Price Buy Quicken Starter Edition 2009
$29.95
Buy Moneydance 2008
$39.99
Buy AceMoney 3.10.1
$30.00
Buy BankTree Personal 2.0
$38.67
Buy RichOrPoor 3.1
$29.95
Buy Budget Express 3
$34.95
Buy Account Xpress 3.3
$39.98
Buy iCash 4.1
$39.90
Buy Home Bookkeeping 4.3
$29.95
Buy 3clickBudget 1.2
$14.95
 
Overall Rating Excellent Excellent Very Good Very Good Good Good Good Good Good Fair
Ratings
Ease of Use/Install Excellent Very Good Excellent Very Good Good Good Good Very Good Good Very Good
Banking/Bills Excellent Excellent Very Good Very Good Good Good Good Good Good Fair
Reporting Excellent Excellent Very Good Very Good Very Good Fair Good Good Good Very Good
Financial Calculators Very Good Very Good Very Good Very Good Poor Fair Poor Poor Fair Poor
Tax Options Excellent Good Good Poor Fair Poor Poor Poor Poor Poor
Support / Documentation Excellent Excellent Very Good Good Good Good Good Very Good Fair Poor
Archiving/Security Excellent Excellent Excellent Very Good Very Good Good Good Very Good Good Poor
Personal Investing Poor Excellent Good Good Good Poor Poor Poor Poor Poor
View Specifications Go! Go! Go! Go! Go! Go! Go! Go! Go! Go!
View Screenshots View Quicken Starter Edition screenshots   View AceMoney screenshots View BankTree Personal screenshots            
Upgrades
Version Quicken Deluxe                  
Price $39.99                  
Banking/Bills
Import Account Data Check Mark Check Mark Check Mark Check Mark   Check Mark Check Mark Check Mark    
Reconcile Accounts Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark  
Online Banking Check Mark Check Mark Check Mark              
Bill Pay Service * Check Mark                
Split Bills/Expenses Check Mark   Check Mark Check Mark Check Mark          
Categorize and Track Spending Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark    
Standardize Payee Names Check Mark           Check Mark Check Mark    
Budget Expenses Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark  
Write/Print Checks Check Mark Check Mark                
Find Loan Rates Check Mark     Check Mark            
Free Credit Report Check Mark                  
Exchange Rates   Check Mark Check Mark Check Mark     Check Mark   Check Mark  
Connect to Paypal Accounts Check Mark                  
Connect to 529 Accounts Check Mark                  
Reporting
Cash Flow Reports Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark  
Personal Investing Reports   Check Mark   Check Mark Check Mark          
Tax Reports Check Mark             Check Mark    
Net Worth/Balance Reports Check Mark Check Mark   Check Mark Check Mark   Check Mark Check Mark Check Mark  
Export to PDF Check Mark               Check Mark  
Export to Excel Check Mark             Check Mark Check Mark  
Export to CSV   Check Mark Check Mark              
Export to TXT   Check Mark Check Mark         Check Mark Check Mark  
Export to HTML   Check Mark Check Mark           Check Mark  
Financial Calculators
Loan Calculator   Check Mark Check Mark Check Mark   Check Mark        
Mortgage Calculator Check Mark Check Mark Check Mark Check Mark            
Savings Calculator     Check Mark              
Refinance Calculator Check Mark Check Mark                
Home Equity Calculator Check Mark                  
Tax Options
Tax Alerts Check Mark                  
Archiving/Security
Backup/Restore Data Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark  
Archive Data Check Mark Check Mark Check Mark       Check Mark      
Password Protection Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark  
Personal Investing
Import Investment Account Data   Check Mark Check Mark              
Portfolio Manager   Check Mark Check Mark   Check Mark          
401K Manager   Check Mark Check Mark   Check Mark          
Download Stock Quotes   Check Mark   Check Mark            
Displays Stock History   Check Mark   Check Mark            
Support/Documentation
Online Manual Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark    
Tutorials Check Mark Check Mark Check Mark Check Mark     Check Mark Check Mark    
FAQ Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark    
Phone Support *                  
Email Support Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark  
Live Chat Support Check Mark                  
Community Forums Check Mark Check Mark Check Mark         Check Mark    
Supported Configurations
Vista Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark  
XP Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark  
Macintosh ** Check Mark           Check Mark    
2000 Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark  
98     Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark  
ME     Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark  
NT     Check Mark   Check Mark Check Mark   Check Mark    
Linux   Check Mark                
 
Reviewer Comments Read Review
Read Review
Read Review
Read Review
Read Review
Read Review
Read Review
Read Review
Read Review
Read Review
Lowest Price Buy Quicken Starter Edition 2009
$29.95
Buy Moneydance 2008
$39.99
Buy AceMoney 3.10.1
$30.00
Buy BankTree Personal 2.0
$38.67
Buy RichOrPoor 3.1
$29.95
Buy Budget Express 3
$34.95
Buy Account Xpress 3.3
$39.98
Buy iCash 4.1
$39.90
Buy Home Bookkeeping 4.3
$29.95
Buy 3clickBudget 1.2
$14.95
* Additional fees apply. Check vendor website for details.
** Quicken 2007 for Mac available

Ask & Answer

Type your question below and put your question in front of our entire community of users and experts.

Think You're a Guru?

Answer Questions
Visit our Ask & Answer Center to answer Questions.
Ads by Google
Sponsored Ad: