Why Personal Finance Software?

We fret and worry about organizing our finances because one mistake could land us in the poorhouse while one triumph could erase any money worries we might have for the rest of our lives. Being financially secure is a comfortable position to be in. With the help of personal finance software and solid financial advice, you’re on your way.

You can manage your portfolio and 401k, pay your bills and bank online by trading bonds, mutual funds and stocks. Receive current tax articles, real-time stock reports and other information to help you make good financial choices and wisely direct your money. Send this data to tax software to help you when April 15 rolls around.

Personal financial software can give you a clear illustration of where your money is going, where it is, and where it has been with graphs and reports. When it comes to planning your financial future, these reports are priceless.

In this site, you'll find articles and comprehensive reviews on personal finance software to help you make an informed decision on which software is right for you. At TopTenREVIEWS We Do the Research So You Don't Have To.™

What to Look for in Personal Finance Software

Ideal personal finance software provides ample user-friendly features, allowing you to manage every aspect of your finances, including your accounts, investments, future plans and taxes. The software should also provide current information on tax laws and stock reviews to help you make informed decisions. Below are the criteria TopTenREVIEWS used to evaluate personal finance software.

Ease of Use/Installation
Personal finance software that offers intuitive navigation, user-friendly features and is easy to install.

Banking/Bills
Personal finance software should include online banking features, such as electronic payments, account transactions, account reconciliation, the ability to write and print checks and the ability to exchange currencies.

Personal Investing
Personal finance software that offers a feature to get stock quotes and manage your mutual funds, stocks, bonds and 401K.

Financial Planning
Personal finance software that allows you to plan your retirement, purchases, taxes, lifetime events, home purchases, debt relief and other financial goals and money management concerns and provides financial calculators to help you estimate costs, plan collage expenses, savings, taxes and so on.

Tax Options
Some personal finance software can export all of your financial information into tax software and help you find missed deductions and estimate your tax with holdings and capital gains.

Reporting
Personal finance software that provides reports and summaries of your finances so you can plan your cash flow and invest more wisely.

Through personal finance software, you can manage your finances conveniently and stress free, stop money leaks, make better investments and increase your personal net worth. In short, with personal finance software you can make your hard-earned money work harder for you.

 
TopTenREVIEWS
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Personal Finance Software Review 

Don’t lose control of your money again

You can keep yourself out of bankruptcy court with the help of personal finance software. Get yourself on the road to financial security from the comfort of your own home.

Rank #1#2#3#4#5#6#7#8
Excellent score   Excellent
Very good score   Very Good
Good score   Good
Fair score   Fair
Poor score   Poor
Quicken Starter Edition Moneydance AceMoney BankTree Personal RichOrPoor iCash Budget Express Account Xpress
Quicken Starter Edition Moneydance AceMoney BankTree Personal RichOrPoor iCash Budget Express Account Xpress
Reviewer Comments Read Review
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Lowest Price Buy Quicken Starter Edition 2010
$29.95
Buy Moneydance 2010
$39.99
Buy AceMoney 3.17.3
$30.00
Buy BankTree Personal 2.0
$39.99
Buy RichOrPoor 3.2
$29.95
Buy iCash 5
$39.90
Buy Budget Express 3
$34.95
Buy Account Xpress 3.7.2
$39.95
 
Overall Rating Very Good Very Good Very Good Good Good Fair Fair Fair
Ratings
Ease of Use/Install Excellent Very Good Excellent Very Good Good Very Good Good Good
Banking/Bills Excellent Excellent Very Good Very Good Good Good Good Good
Reporting Excellent Excellent Very Good Very Good Very Good Good Fair Good
Financial Calculators Very Good Very Good Very Good Very Good Poor Poor Fair Poor
Tax Options Excellent Good Good Poor Fair Poor Poor Poor
Support / Documentation Excellent Excellent Very Good Good Good Very Good Good Good
Archiving/Security Excellent Excellent Excellent Very Good Very Good Very Good Good Good
Personal Investing Poor Excellent Good Good Good Poor Poor Poor
View Specifications Go! Go! Go! Go! Go! Go! Go! Go!
View Screenshots View Quicken Starter Edition screenshots View Moneydance screenshots View AceMoney screenshots View BankTree Personal screenshots View RichOrPoor screenshots View iCash screenshots View Budget Express screenshots View Account Xpress screenshots
Upgrades
Version Quicken Deluxe        
Price $59.99        
Banking/Bills
Import Account Data Check Mark Check Mark Check Mark Check Mark   Check Mark Check Mark Check Mark
Reconcile Accounts Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark
Online Banking Check Mark Check Mark Check Mark      
Bill Pay Service   Check Mark       
Split Bills/Expenses Check Mark   Check Mark Check Mark Check Mark    
Categorize and Track Spending Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark
Standardize Payee Names Check Mark   Check Mark    Check Mark   Check Mark
Budget Expenses Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark
Write/Print Checks Check Mark Check Mark       
Find Loan Rates Check Mark    Check Mark     
Free Credit Report Check Mark        
Exchange Rates   Check Mark Check Mark Check Mark     Check Mark
Connect to Paypal Accounts Check Mark        
Connect to 529 Accounts Check Mark        
Reporting
Cash Flow Reports Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark
Personal Investing Reports Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark   
Tax Reports Check Mark Check Mark Check Mark    Check Mark   
Net Worth/Balance Reports Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark   Check Mark
Export to PDF Check Mark        
Export to Excel Check Mark      Check Mark   
Export to CSV   Check Mark Check Mark      
Export to TXT   Check Mark Check Mark    Check Mark   
Export to HTML   Check Mark Check Mark      
Financial Calculators
Loan Calculator   Check Mark Check Mark Check Mark    Check Mark  
Mortgage Calculator Check Mark Check Mark Check Mark Check Mark     
Savings Calculator    Check Mark      
Refinance Calculator Check Mark Check Mark       
Home Equity Calculator Check Mark        
Tax Options
Export to tax program Check Mark        
Other tax options Check Mark Check Mark Check Mark   Check Mark    
Archiving/Security
Backup/Restore Data Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark
Archive Data Check Mark Check Mark Check Mark      Check Mark
Password Protection Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark
Personal Investing
Import Investment Account Data   Check Mark Check Mark      
Portfolio Manager   Check Mark Check Mark   Check Mark    
401K Manager   Check Mark Check Mark   Check Mark    
Download Stock Quotes   Check Mark   Check Mark     
Displays Stock History   Check Mark   Check Mark     
Support/Documentation
Online Manual Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark
Tutorials Check Mark Check Mark Check Mark Check Mark   Check Mark   Check Mark
FAQ Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark
Phone Support Check Mark        
Email Support Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark
Live Chat Support Check Mark        
Community Forums Check Mark Check Mark Check Mark    Check Mark   
Supported Configurations
Vista Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark
7 Check Mark   Check Mark Check Mark   Check Mark   
XP Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark
Macintosh   Check Mark     Check Mark   
2000 Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark
98    Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark
ME    Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark
NT    Check Mark   Check Mark Check Mark Check Mark Check Mark
Linux   Check Mark       
 
Reviewer Comments Read Review
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Lowest Price Buy Quicken Starter Edition 2010
$29.95
Buy Moneydance 2010
$39.99
Buy AceMoney 3.17.3
$30.00
Buy BankTree Personal 2.0
$39.99
Buy RichOrPoor 3.2
$29.95
Buy iCash 5
$39.90
Buy Budget Express 3
$34.95
Buy Account Xpress 3.7.2
$39.95

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